FAQ for AI Credit Scorecard

Malaysia About Us FAQs FAQ for Ai Credit Scorecard

Frequently asked questions on AI Credit Scorecard

It is an advanced tool that uses AI and data analytics to evaluate your business’s
creditworthiness, alongside our traditional credit assessment methods. It helps identify
repayment potential more accurately.

The AI Credit Scorecard will take effect from 1 March 2026.

No. The AI Credit Scorecard complements our existing credit practices. Every application will
still undergo standard verification and review.

  • Your business may be considered even if it doesn’t fully meet traditional credit
    scoring thresholds.
  • The evaluation considers a broader range of performance indicators.
  • Risk-based pricing may apply depending on the AI assessment.
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