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Licensed by the Monetary Authority of Singapore (MAS)


No Upfront Deposits


Attractive Return On Investment


Funds Managed Securely With Trustee Oversight

Get Loans

Competitive Rates


Easy Application


Flexible Terms



We are running a Member-Get-Member campaign until 31 December 2023, rewarding both our existing members and also new members introduced. Share your Fundaztic experience with your friends and family and let’s kick start their Fundaztic journey!!!

About Fundaztic

Fundaztic was conceptualized and began its operations in Malaysia in 2017 as a Recognized Market Operator licensed by the Securities Commission Malaysia. Since its inception, Fundaztic MY has raised 122 million (RM) in loans for SMEs while generating attractive returns for our investor base.

In Singapore, we have obtained our Capital Markets Services License (CMS) issued by the Monetary Authority of Singapore (MAS) in January 2021 and look to bring the Fundaztic experience to both SMEs and investors alike. Fundaztic SG Pte Ltd wholly owns, operates, and manages the financing platform, leveraging on the advancement of technology to provide a secure and transparent platform enhancing access to both financing and investment.

Understanding Flat and Effective Interest Rate

Flat or Nominal interest rate is defined as a stated interest rate. This interest works according to the simple interest and does not take into account the compounding periods. Effective interest rate is the one which caters to the compounding periods during a payment plan. It is used to compare the annual interest between funding with different compounding periods like week, month, year etc.

In general, the stated or nominal interest rate is less than the effective one. And the latter depicts the true picture of financial payments. Therefore, it is important to look at the effective interest rate when deciding to accept an offer to get loans or when investing. To make matters less confusing for issuers, it may be simpler to look at the monthly repayment amount based on the rates offered to decide if the business cash flow is sufficient to repay the funding.

Why Fundaztic

Fundaztic aims to drive access to financing so, even micro businesses and start-ups can apply.

Funding amount is between S$20,000 to S$200,000 with short repayment periods of between 6 months to 36 months with interest rates as low as 10% per annum.

Other benefits : –

  • Low origination fees starting from 1.5% per annum
  • No legal fees and documentation fees
  • No early settlement penalty